Red Hot Rewards Of Your Rental Payment

Pay rent with your

HSBC Credit Card

via KEYCHAIN PAY and earn up to


RewardCash rebate in each category.

You may enjoy cumulative rewards from Red Hot Online Spending, Red Hot Rewards of Your Choice and extra RewardCash rebate with HSBC Premier MasterCard Credit Card or Visa Signature in 2019. Registration is required.

Rewards Programme Online Spending - RewardsCash rebate up to
Register Red Hot Online Spending Rewards 2.4%
Register Red Hot Rewards of Your Choice with all extra RewardsCash allocated to Home category 2.4%
Spend with a designated credit card:
HSBC Premier MasterCard Credit Card
2% (Total 6.8%)
HSBC Visa Signature Card (no registration is required)
1.2% (Total 6%)

**Terms and conditions apply. Upper limits apply, please visit HSBC website for details.

**The results displayed by this online-merchant simulation is for reference only. This does not include any welcome offer or other campaign offers. KeyChain FinTech Ltd. does not guarantee its accuracy. Customer should refer to the actual Mileages / Reward Cash / Cash Back stated in the monthly statement for the final amount entitled, or reach out card issuer customer services hotline for any questions.

Register Now!

Subject to terms and conditions.
To borrow or not to borrow? Borrow only if you can repay!


Use HSBC credit card to pay rent via

KeyChain Pay

Transaction Fee up to 28% off discount


How to pay smarter?

From now to 31 Dec 2019, individual landlord or tenant also enjoy this offer in setting up Smart Contract to pay with eligible HSBC credit card!


Need a much rewarding space? Please talk to the community manager of our co-working / co-living space partners for more information!

Subject to terms and conditions.
Apple Pay/Google Pay is not applicable.

Exclusive privileges for HSBC Credit Card (“Offers”) – Upon paying rent via KeyChain FinTech Ltd. (“KeyChain Pay”,, you can earn up to 2.4% RewardCash rebate on your spending and transaction fee offer at 2.1% for individual / 2.6% for commercial rental payment.

Terms and conditions for Offers

  1. The promotional period is from 16 April 2018 to 31 December 2019, both dates inclusive (the “Promotional Period”).
  2. This promotion applies to customers ("Cardholder") holding any Hong Kong Dollar personal primary, combined additional and separate additional credit cards issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) (the "Bank"), except UnionPay Dual Currency Cards, Corporate Cards, Apple Pay or Google / Android Pay ("Eligible Card"). Eligible Card must be used for all relevant payments during the Promotional Period in order for Cardholders to receive the Offers (as defined in Clause 3 below) under this promotion.
  3. This promotion is applicable to legitimate tenancy agreement originated and issued in Hong Kong only. Cardholders must pay the rent (including deposit or disbursement if applicable) at KeyChain Pay mobile app and settle the payment with an Eligible Card in Hong Kong dollars. Individual landlord or tenant (Cardholder) will enjoy 2.1% special transaction fee for residential unit or car park, and property management companies / operators of Co-working Spaces / Serviced Offices / Serviced Apartments will enjoy 2.6% special transaction fee for commercial units. The Offers are not applicable to pay rent other than KeyChain Pay with other channels like cash, cheque or transfer. Failure of Eligible Card payment will result of revoking transaction fee discount up to 0.8% by charging original fee at 2.9%.
  4. To enjoy 6X RewardCash rebate, Cardholders must register Eligible Card with HSBC and allocate extra 5X RewardCash to “Home” Category. It takes 3 working days after successful registration before Cardholders are eligible for the Offers by paying rent with KeyChain Pay.
  5. Once the recurring payment is authorized with Eligible Card to enjoy the Offers, Cardholder(tenant) is not allowed to change or remove the Eligible Card during the period of Smart Contract.
  1. Each Cardholder is only entitled to receive the extra RewardCash for the first HKD100,000 of rent payment during the Promotional Period. Cardholders should check if the quota has been used up at HSBC.
  2. Cardholders are required to provide their own valid Eligible Card upon registration in KeyChain Pay mobile app in order to be eligible for the Offers.
  3. The Offers cannot be used in conjunction with any other offers available during the Promotional Period.
  4. If the Cardholder requests refund or partial refund, that relevant transaction will not be eligible for the promotion.
  5. The RewardCash rebate and transaction fee discount cannot be converted to cash, other products, promotional offers, discounts or be withdrawn as a cash advance and is not transferable. RewardCash can be used to settle any previous outstanding balance, please refer to HSBC Reward+ Programme.
  6. Where the spending rebate under this promotion has been credited to a credit card account and there is a subsequent reversal of any transaction(s) in respect of which the spending rebate was awarded, the Cardholder is liable for the whole amount of the relevant spending rebate and the Bank will deduct such amount of spending rebate directly from the credit card account without prior notice to the Cardholder.
  7. In case of any dispute, fraud or abuse, the Bank and/or KeyChain Pay reserves the right at any time of the forfeiture of a Cardholder's eligibility for the Offers as well as cancellation of the Cardholder's Smart Contract(s). KeyChain Pay further reserves the right to deduct any relevant amount under the Offers directly from the relevant credit card account without prior notice.
  8. Terms and conditions from KeyChain Pay apply. Please check website for details.
  9. This promotion is subject to these terms and conditions. The Bank and/or KeyChain Pay reserve the right to amend these terms and conditions and to terminate the Offers under this promotion at any time without prior notice to the Cardholders. The Bank and/or KeyChain accept no liability for any such change or termination.
  10. In case of disputes arising out of the promotion, the decision by the Bank and/or KeyChain Pay shall be final and conclusive.
  11. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  12. In the event of any discrepancy or inconsistency between the English version and the Chinese version of the promotion materials and these terms and conditions, the English version shall apply and prevail.